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Banana Boat · Sunscreens

Protection Plus Vitamins Face Sunscreen SPF 50 Lotion

$8.59·59 ml·Leave-on
88
Low concern

Why this score

Concern48 / 55
  • Chlorphenesin: watch if sensitive

How much genuine, cited concern the ingredients carry, weighted by how much of each is likely present and whether the product stays on or rinses off.

Transparency20 / 20
  • No hidden fragrance blend.

Whether the full ingredient list, and any fragrance, are actually disclosed.

Formulation restraint20 / 25
  • 2 known irritant or fragrance-allergen ingredients: Benzyl Alcohol, Chlorphenesin.

Needless irritant or allergen load for the product type. A clean, purposeful formula scores well without any "free-from" theater.

Scored by PlainBody Editorial against the PlainScore method · Label checked July 2026

What’s inside

AvobenzoneGenerally safe

A widely used organic UV-A filter in sunscreens. It can lose effectiveness in sunlight unless paired with photostabilizers, but safety reviews have not found it to pose a meaningful health hazard at approved use levels.

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HomosalateLimited concern

A UV-B filter used in sunscreens. After reassessing hormone-activity data, the EU lowered its permitted maximum concentration as a precaution, but concluded the ingredient remains safe for use at the new lower limit.

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OctisalateGenerally safe

A mild UVB chemical filter usually used to help dissolve and stabilize other sunscreen actives. It has a long OTC history at US-approved levels with a low rate of reported irritation.

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NiacinamideGenerally safe

A form of vitamin B3 used to support a more even-looking tone and a comfortable barrier. Well tolerated at cosmetic levels.

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Cetearyl AlcoholCommonly feared, low concern

A blend of cetyl and stearyl fatty alcohols used to thicken lotions and soften skin. It is chemically unrelated to drying alcohols like ethanol, and the CIR expert panel has found fatty alcohols safe as used in cosmetics.

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PhenoxyethanolCommonly feared, low concern

A widely used preservative, safe at the legal limit of 1% or less. Often the "paraben-free" replacement.

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CarbomerGenerally safe

Carbomer is a synthetic polymer used purely to thicken and stabilize gels and lotions, with negligible skin penetration due to its large molecular size. Safety reviews have found low toxicity and minimal irritation potential even in leave-on use.

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Benzyl AlcoholWatch if sensitive

A common preservative and fragrance/solvent ingredient found naturally in many essential oils. It is well tolerated by most people at the levels used in cosmetics, but it is one of the 26 EU-designated fragrance allergens and can trigger reactions in people with an existing sensitivity.

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GlycerinGenerally safe

A humectant that draws water into the skin. One of the best-studied, best-tolerated ingredients in personal care.

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Ascorbyl GlucosideGenerally safe

A gentle, stable vitamin C derivative that the skin converts to active vitamin C, popular for brightening with less irritation than pure ascorbic acid. It is well tolerated and graded low concern in published assessments.

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ChlorphenesinWatch if sensitive

Chlorphenesin is a preservative subject to an EU maximum concentration limit and has been linked to contact dermatitis in a minority of users, particularly with repeated exposure. Most people tolerate it at the regulated use level without issue.

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Coco-GlucosideGenerally safe

A mild non-ionic cleansing agent made from coconut fatty alcohols and plant sugars (glucose). It is widely used in sulfate-free shampoos and gentle cleansers and is one of the least irritating surfactants in common use.

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Propylene GlycolCommonly feared, low concern

A small humectant and solvent molecule that helps other ingredients dissolve and helps skin hold water. It is one of the most studied cosmetic ingredients and is considered safe at the concentrations used in personal care products.

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Sodium HydroxideGenerally safe

A strong alkali used in tiny amounts to adjust the pH of cosmetics to safe, skin-friendly levels. At the pH found in finished products, sodium hydroxide is neutralized and well tolerated.

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Coconut OilWatch if sensitive

A rich, solid-at-room-temperature oil that deeply softens dry skin and hair. It is well tolerated overall, but its high lauric acid content is considered comedogenic by many dermatologists, so it can trigger breakouts in people who are acne-prone.

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Xanthan GumGenerally safe

Xanthan gum is a microbial-fermentation-derived polysaccharide used to thicken and stabilize textures, similarly common in food. Cosmetic panel review of this and related microbial gums found them safe as used, with no meaningful irritation signal at typical concentrations.

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Disodium EDTACommonly feared, low concern

A chelating agent that binds trace metal ions to keep formulas stable and preservatives working properly. It is not a functional skincare "active" and only a very small amount is used, with minimal skin penetration expected.

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Green Tea ExtractCommonly feared, low concern

Green tea extract is a well-studied topical antioxidant with a long history of use in serums and moisturizers, generally well tolerated at cosmetic concentrations. Panel safety reviews of Camellia sinensis-derived ingredients have not identified meaningful topical hazard.

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MicaGenerally safe

A naturally occurring mineral silicate that adds shimmer and light-diffusing properties to cosmetics. Cosmetic-grade mica is well tolerated and should be free of asbestos and talc contamination.

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Tocopheryl AcetateCommonly feared, low concern

A more stable, esterified form of vitamin E used as an antioxidant and skin-conditioning ingredient. It is a different substance from the vitamin E acetate implicated in vaping-related lung injury, which involved inhaling the oil, not applying it topically to skin.

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Titanium DioxideCommonly feared, low concern

A mineral UV filter and white pigment used in sunscreens and makeup. It sits on the skin surface rather than being absorbed, and major regulators consider it safe for topical cosmetic use.

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Iron OxidesGenerally safe

Mineral pigments used to add color to cosmetics. Iron oxides are FDA-approved colorants with a well-established safety record in cosmetic formulations.

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Lower-concern alternatives

Same category, higher PlainScore.

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Cosmetic information for general education, not medical advice. Concern ratings are evidence-graded and cited on each ingredient page. See how we score.