AM Facial Moisturizing Lotion SPF 50

A UV-B filter used in sunscreens. After reassessing hormone-activity data, the EU lowered its permitted maximum concentration as a precaution, but concluded the ingredient remains safe for use at the new lower limit.

A mineral UV filter that sits on the skin surface and reflects and scatters UV light. It is one of the best-studied sunscreen actives and is generally considered non-irritating and safe for use, including on sensitive skin.

A mild UVB chemical filter usually used to help dissolve and stabilize other sunscreen actives. It has a long OTC history at US-approved levels with a low rate of reported irritation.

An organic UV-B filter that also stabilizes other sunscreen actives like avobenzone. The EU SCCS reviewed it and concluded it is safe at current use levels, though rare contact allergy has been reported and older, degraded product may form small amounts of benzophenone.

A humectant that draws water into the skin. One of the best-studied, best-tolerated ingredients in personal care.

A silicone that gives a smooth, soft feel and helps hold water in the skin. Inert and well studied.

A corn-derived solvent and humectant that has largely replaced propylene glycol in "clean" formulas; CIR reviewed the alkane diol group and found use concentrations up to about 40 percent in leave-on products like deodorant sticks with no meaningful irritation signal.

A lightweight salicylate ester used mainly as a solvent to keep avobenzone stable and to give modern sunscreens a non-greasy finish. It has not drawn any published safety flags and functions cosmetically rather than as an active.

A refined cellulose derivative processed from plant sources, used as a thickener and texturizing agent in cosmetics. It is an inert polysaccharide with no known sensitization or irritation potential and is widely used in personal care and pharmaceutical formulations.

A form of vitamin B3 used to support a more even-looking tone and a comfortable barrier. Well tolerated at cosmetic levels.

A gentle surfactant derived from stearyl alcohol and ethylene oxide. It is used to stabilize emulsions and is well tolerated in rinse-off and leave-on formulas. Approved for cosmetic use.

A lab-made version of a lipid naturally found in the outer skin barrier. It is added to creams and cleansers to help replace lipids that washing can strip away, and it is not linked to irritation or safety concerns.

One of the three major ceramides naturally found in human skin. Ceramide AP plays a critical role in maintaining the skin barrier and is extensively studied as a safe, essential ingredient. It is derived synthetically or from plant sources.

A key structural lipid naturally found in healthy skin that reinforces the barrier and improves hydration. It is well established in skincare formulations and assessed as having excellent safety across all skin types, including sensitive and compromised barriers.

An emulsifier made from sorbitol and isostearic acid, used to stabilize oil-in-water formulas. The Cosmetic Ingredient Review panel assessed it as safe for cosmetic use at typical concentrations.

Carbomer is a synthetic polymer used purely to thicken and stabilize gels and lotions, with negligible skin penetration due to its large molecular size. Safety reviews have found low toxicity and minimal irritation potential even in leave-on use.

A nutrient-rich carrier oil from soybean seeds containing linoleic and linolenic acids essential for barrier function. Phytoestrogen content is present but not absorbed systemically from topical application, graded low concern by regulatory assessments.

A silane used to improve texture and conditioning properties in leave-on cosmetics. It is hydrolyzed during formulation and creates silicone-like benefits; well tolerated at standard use levels.

A blend of cetyl and stearyl fatty alcohols used to thicken lotions and soften skin. It is chemically unrelated to drying alcohols like ethanol, and the CIR expert panel has found fatty alcohols safe as used in cosmetics.

A long-chain quaternary ammonium compound used in rinse-off conditioners and leave-on styling products for conditioning and static control. It is well documented in cosmetic use with a strong safety record.

A citrate ester used as a solvent and plasticizer in cosmetics to dissolve active ingredients and adjust texture. It is well tolerated and widely used in formulations without documented safety concerns.

A humectant that holds water at the skin surface for a more hydrated look. No safety concern.

A mild surfactant and emulsifier made from lactic acid and lauric acid. The lactate component makes it less irritating than many other surfactants; generally well tolerated in both rinse-off and leave-on formulas.

A waxy sterol found naturally in skin and used in cosmetics as an emollient and emulsifier. It supports the skin barrier and is well tolerated across skin types.

A synthetic polymer thickener derived from acrylic compounds and the amino acid taurine. It is used at low concentrations to adjust viscosity and is graded low concern in safety assessments with no reported sensitization at typical cosmetic use levels.

An antioxidant that helps protect a formula and condition skin. Well tolerated.

Chlorphenesin is a preservative subject to an EU maximum concentration limit and has been linked to contact dermatitis in a minority of users, particularly with repeated exposure. Most people tolerate it at the regulated use level without issue.

A preservative and antioxidant that helps prevent microbial growth and oxidative degradation in formulas. Published assessments support its use at cosmetic levels.

Caprylyl glycol is a plant-derived humectant that also has mild antimicrobial properties, so it is commonly paired with other preservatives to allow lower overall preservative levels. Available data do not point to meaningful irritation or sensitization concerns at typical use levels.

A rheology modifier that thickens gels and serums while maintaining a lightweight, non-sticky feel. Provides suspension and stability in water-based formulas. Widely used and well tolerated.

A biodegradable chelating agent that binds trace metals to stabilize formulas, often chosen as a gentler alternative to EDTA. It is readily degraded in the environment and poses minimal toxicity concerns at cosmetic concentrations.

A plant-derived lipid precursor found naturally in skin that supports barrier function and lipid composition. It is used in skincare formulations to strengthen the stratum corneum and is documented as well tolerated, though rare individual sensitivities may occur.

Xanthan gum is a microbial-fermentation-derived polysaccharide used to thicken and stabilize textures, similarly common in food. Cosmetic panel review of this and related microbial gums found them safe as used, with no meaningful irritation signal at typical concentrations.

A stearic acid derivative used to thicken and stabilize formulations while providing mild emollient properties. Graded low concern with no documented sensitization or safety issues.

A synthetic surfactant widely used to emulsify oils and water in cosmetics. It is well tolerated and has been used safely in cosmetic formulations for decades.

A water or bran extract of rice containing ferulic acid, small peptides and starches. It is a traditional East Asian skincare staple with some supporting antioxidant and mild-brightening data, but most of that evidence comes from cell or animal studies rather than large human trials, so the "brightening" claims on finished products go further than the direct evidence.

A naturally occurring acid used to preserve and adjust pH in cosmetic formulas. It is generally recognized as safe at cosmetic use levels, with mild irritation possible on broken or very sensitive skin at higher concentrations.