Complete Cream All Day Moisturizer SPF 15
Why this score
Concern47 / 55
- Fragrance: watch if sensitive
How much genuine, cited concern the ingredients carry, weighted by how much of each is likely present and whether the product stays on or rinses off.
Transparency12 / 20
- Uses an undisclosed "fragrance/parfum" blend, so its scent allergens are hidden.
Whether the full ingredient list, and any fragrance, are actually disclosed.
Formulation restraint16 / 25
- 3 known irritant or fragrance-allergen ingredients: Octocrylene, Fragrance, Vitamin C.
Needless irritant or allergen load for the product type. A clean, purposeful formula scores well without any "free-from" theater.
Scored by PlainBody Editorial against the PlainScore method · Label checked July 2026
What’s inside
AvobenzoneGenerally safe
A widely used organic UV-A filter in sunscreens. It can lose effectiveness in sunlight unless paired with photostabilizers, but safety reviews have not found it to pose a meaningful health hazard at approved use levels.
Full ingredient details →HomosalateLimited concern
A UV-B filter used in sunscreens. After reassessing hormone-activity data, the EU lowered its permitted maximum concentration as a precaution, but concluded the ingredient remains safe for use at the new lower limit.
Full ingredient details →OctisalateGenerally safe
A mild UVB chemical filter usually used to help dissolve and stabilize other sunscreen actives. It has a long OTC history at US-approved levels with a low rate of reported irritation.
Full ingredient details →OctocryleneWatch if sensitive
An organic UV-B filter that also stabilizes other sunscreen actives like avobenzone. The EU SCCS reviewed it and concluded it is safe at current use levels, though rare contact allergy has been reported and older, degraded product may form small amounts of benzophenone.
Full ingredient details →WaterGenerally safe
The base most products are built on. It carries the other ingredients and has no safety concern.
Full ingredient details →GlycerinGenerally safe
A humectant that draws water into the skin. One of the best-studied, best-tolerated ingredients in personal care.
Full ingredient details →DimethiconeCommonly feared, low concern
A silicone that gives a smooth, soft feel and helps hold water in the skin. Inert and well studied.
Full ingredient details →Hydroxyethyl Acrylate/Sodium Acryloyldimethyl Taurate CopolymerGenerally safe
A rheology modifier that thickens gels and serums while maintaining a lightweight, non-sticky feel. Provides suspension and stability in water-based formulas. Widely used and well tolerated.
Full ingredient details →Stearyl AlcoholGenerally safe
A fatty alcohol derived from stearic acid that thickens creams and gives them a smooth, non-greasy glide. It is one of the fatty alcohols the CIR panel reviewed together and found safe as used, with a very low reported rate of contact sensitization.
Full ingredient details →Propylene GlycolCommonly feared, low concern
A small humectant and solvent molecule that helps other ingredients dissolve and helps skin hold water. It is one of the most studied cosmetic ingredients and is considered safe at the concentrations used in personal care products.
Full ingredient details →NiacinamideGenerally safe
A form of vitamin B3 used to support a more even-looking tone and a comfortable barrier. Well tolerated at cosmetic levels.
Full ingredient details →Cetyl AlcoholCommonly feared, low concern
A fatty alcohol used to soften skin and stabilize creams. Despite the name, it does not dry the skin.
Full ingredient details →Behenyl AlcoholCommonly feared, low concern
A long-chain fatty alcohol used to thicken and stabilize creams and soften skin. It is a waxy emollient, not a drying solvent, and is graded low concern in published assessments.
Full ingredient details →PanthenolGenerally safe
A soothing humectant that helps skin and hair look conditioned. Very well tolerated.
Full ingredient details →Tocopheryl AcetateCommonly feared, low concern
A more stable, esterified form of vitamin E used as an antioxidant and skin-conditioning ingredient. It is a different substance from the vitamin E acetate implicated in vaping-related lung injury, which involved inhaling the oil, not applying it topically to skin.
Full ingredient details →Caprylyl GlycolGenerally safe
Caprylyl glycol is a plant-derived humectant that also has mild antimicrobial properties, so it is commonly paired with other preservatives to allow lower overall preservative levels. Available data do not point to meaningful irritation or sensitization concerns at typical use levels.
Full ingredient details →1,2-HexanediolGenerally safe
A glycol used very widely in Korean and Western skincare as a lightweight humectant, solvent, and gentle preservative-booster, often in place of traditional preservatives. It has a low reported irritation rate at use levels and is graded low concern in published assessments.
Full ingredient details →PhenoxyethanolCommonly feared, low concern
A widely used preservative, safe at the legal limit of 1% or less. Often the "paraben-free" replacement.
Full ingredient details →DimethiconolGenerally safe
Dimethiconol is a silicone emollient closely related to dimethicone, used to add slip and a smooth finish to creams and serums. It shares dimethicone's long-standing safety record and is considered non-sensitizing and non-comedogenic in typical use.
Full ingredient details →PEG-100 StearateCommonly feared, low concern
A PEG-based emulsifier that blends oils and water in formulas. It is a workhorse ingredient in stable emulsions and is approved for cosmetic use. Well tolerated.
Full ingredient details →FragranceWatch if sensitive
An undisclosed scent blend that can contain dozens of components. The single most common cause of cosmetic contact allergy, and the blend is not itemized, so you cannot see what is in it.
Full ingredient details →Sodium BenzoateGenerally safe
The sodium salt of benzoic acid, used as a preservative in both foods and cosmetics. Decades of safety review support its use at typical cosmetic concentrations, with mild irritation the main reported issue in sensitive skin.
Full ingredient details →Cetearyl GlucosideGenerally safe
A natural, plant-based emulsifier made from cetyl alcohol and glucose that mixes oil and water phases in cosmetics. It is well studied, nonirritating in published testing, and presents no known safety concerns for cosmetic use.
Full ingredient details →Cetearyl AlcoholCommonly feared, low concern
A blend of cetyl and stearyl fatty alcohols used to thicken lotions and soften skin. It is chemically unrelated to drying alcohols like ethanol, and the CIR expert panel has found fatty alcohols safe as used in cosmetics.
Full ingredient details →Disodium EDTACommonly feared, low concern
A chelating agent that binds trace metal ions to keep formulas stable and preservatives working properly. It is not a functional skincare "active" and only a very small amount is used, with minimal skin penetration expected.
Full ingredient details →Stearic AcidGenerally safe
A naturally occurring fatty acid (also made in the body and found in many foods) used to thicken lotions and help stabilize cleansing bars. It is one of the most well-studied emollient ingredients and is not a meaningful irritant at cosmetic use levels.
Full ingredient details →Palmitic AcidGenerally safe
A saturated fatty acid found in palm oil and naturally in the skin, used as an emollient to soften and condition skin. It is one of the most studied fatty acids and is well tolerated.
Full ingredient details →Vitamin CWatch if sensitive
The most well-studied form of topical vitamin C, used as an antioxidant and to support collagen signaling and brighten uneven tone. It is acidic and can sting or irritate sensitive skin, and it oxidizes readily once a bottle is opened, which can reduce its effectiveness rather than create a safety issue.
Full ingredient details →Note: this product hides its scent as an undisclosed “fragrance/parfum” blend, so its specific allergens are not on the label.
Lower-concern alternatives
Same category, higher PlainScore.
Cosmetic information for general education, not medical advice. Concern ratings are evidence-graded and cited on each ingredient page. See how we score.