Banana Bright+ Vitamin C Eye Crème for Dark Circles

The base most products are built on. It carries the other ingredients and has no safety concern.

Technically a liquid wax ester rather than a true oil, jojoba closely resembles skin's own sebum and absorbs without feeling greasy. It is well tolerated across skin types, including acne-prone skin, with no significant irritation or comedogenicity signal in the available data.

A rich plant butter pressed from shea tree nuts, valued for softening and cushioning dry skin. It is generally well tolerated, though very rare allergic reactions have been reported and people with tree nut allergies who are cautious may want to patch test first.

A lightweight hydrocarbon that gives formulas a smooth, silky feel. Used in color cosmetics and sunscreens. Well tolerated and inert.

A stable vitamin C derivative used to brighten and provide antioxidant support, more shelf-stable than pure ascorbic acid. It is generally well tolerated, though strong vitamin C forms can sting sensitive skin.

A blend of cetyl and stearyl fatty alcohols used to thicken lotions and soften skin. It is chemically unrelated to drying alcohols like ethanol, and the CIR expert panel has found fatty alcohols safe as used in cosmetics.

A humectant that draws water into the skin. One of the best-studied, best-tolerated ingredients in personal care.

A silicone-based powder used to improve texture and slip in formulas. It is lightweight, absorbs excess moisture, and provides smooth application. Well studied in cosmetics with no skin safety concerns.

A crosslinked silicone polymer that creates a velvety texture in primers and powders. The crosslinked structure does not change its safety profile, and it is inert and well tolerated.

A multi-ester emollient derived from pentaerythritol and isostearic acid. It softens and protects skin, with no known safety concerns in cosmetic formulas.

The most well-studied form of topical vitamin C, used as an antioxidant and to support collagen signaling and brighten uneven tone. It is acidic and can sting or irritate sensitive skin, and it oxidizes readily once a bottle is opened, which can reduce its effectiveness rather than create a safety issue.

An antioxidant that helps protect a formula and condition skin. Well tolerated.

A wax ester derived from jojoba oil that closely resembles the skin's own sebum esters, used to soften and smooth skin. Available safety data has not flagged meaningful irritation or sensitization risk at cosmetic use levels.

Caprylyl glycol is a plant-derived humectant that also has mild antimicrobial properties, so it is commonly paired with other preservatives to allow lower overall preservative levels. Available data do not point to meaningful irritation or sensitization concerns at typical use levels.

A light coconut-derived emollient ester used as a natural-feeling alternative to silicones, giving a dry, velvety finish. It is well tolerated and graded low concern in published assessments.

A corn-derived solvent and humectant that has largely replaced propylene glycol in "clean" formulas; CIR reviewed the alkane diol group and found use concentrations up to about 40 percent in leave-on products like deodorant sticks with no meaningful irritation signal.

A lightweight humectant and solvent similar in role to propylene glycol, used to carry actives and give lotions a lighter feel. CIR has reviewed it and considers it safe as used in cosmetics.

An emulsifier made from glycerin and stearic acid that stabilizes oil-in-water and water-in-oil formulations. It has a long history of safe use in cosmetics and is assessed as a low-concern ingredient in published safety reviews.

A widely used emulsifier and solubilizer that has been in cosmetics and pharmaceuticals for decades. The CIR has assessed it as safe with no known concerns at typical cosmetic concentrations. As with any surfactant, some people with very sensitive skin may experience mild irritation.

A crosslinked acrylic polymer that thickens and stabilizes formulations. Published assessments show it to be well tolerated at cosmetic use levels, with no evidence of penetration into viable skin layers or systemic absorption.

A long-chain fatty alcohol used to thicken and stabilize creams and soften skin. It is a waxy emollient, not a drying solvent, and is graded low concern in published assessments.

A strong alkali used in tiny amounts to adjust the pH of cosmetics to safe, skin-friendly levels. At the pH found in finished products, sodium hydroxide is neutralized and well tolerated.

A widely used, gentle preservative also common in food. It is generally well tolerated, though it can occasionally cause mild, transient irritation in people with already-compromised or very reactive skin.

Used in tiny amounts to set a product to skin-friendly pH. No concern at those levels.

A naturally occurring fatty acid (also made in the body and found in many foods) used to thicken lotions and help stabilize cleansing bars. It is one of the most well-studied emollient ingredients and is not a meaningful irritant at cosmetic use levels.

A saturated fatty acid found in palm oil and naturally in the skin, used as an emollient to soften and condition skin. It is one of the most studied fatty acids and is well tolerated.

A humectant sugar alcohol that draws water into the skin. It is well tolerated and widely used in skincare and food. Not known to cause concern at the concentrations used in cosmetics.

A mineral thickener and anti-caking agent widely used in sunscreens and cosmetics to control texture and prevent ingredient separation. CIR has reviewed silica in cosmetic use and found no basis for concern at the levels used topically.

The sodium salt of benzoic acid, used as a preservative in both foods and cosmetics. Decades of safety review support its use at typical cosmetic concentrations, with mild irritation the main reported issue in sensitive skin.

A glycol used very widely in Korean and Western skincare as a lightweight humectant, solvent, and gentle preservative-booster, often in place of traditional preservatives. It has a low reported irritation rate at use levels and is graded low concern in published assessments.

Xanthan gum is a microbial-fermentation-derived polysaccharide used to thicken and stabilize textures, similarly common in food. Cosmetic panel review of this and related microbial gums found them safe as used, with no meaningful irritation signal at typical concentrations.

A widely used preservative, safe at the legal limit of 1% or less. Often the "paraben-free" replacement.

A naturally occurring mineral silicate that adds shimmer and light-diffusing properties to cosmetics. Cosmetic-grade mica is well tolerated and should be free of asbestos and talc contamination.

A mineral UV filter and white pigment used in sunscreens and makeup. It sits on the skin surface rather than being absorbed, and major regulators consider it safe for topical cosmetic use.

Mineral pigments used to add color to cosmetics. Iron oxides are FDA-approved colorants with a well-established safety record in cosmetic formulations.