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Palmer's · Body lotion

Coconut Oil Formula Body Lotion

·Leave-on
67
Some concern

Why this score

Concern37 / 55
  • Fragrance: watch if sensitive
  • Benzyl Benzoate: watch if sensitive
  • Coumarin: watch if sensitive

How much genuine, cited concern the ingredients carry, weighted by how much of each is likely present and whether the product stays on or rinses off.

Transparency12 / 20
  • Uses an undisclosed "fragrance/parfum" blend, so its scent allergens are hidden.

Whether the full ingredient list, and any fragrance, are actually disclosed.

Formulation restraint18 / 25
  • 4 known irritant or fragrance-allergen ingredients: Fragrance, Benzyl Alcohol, Benzyl Benzoate, Coumarin.

Needless irritant or allergen load for the product type. A clean, purposeful formula scores well without any "free-from" theater.

Scored by PlainBody Editorial against the PlainScore method · Label checked July 2026

What’s inside

WaterGenerally safe

The base most products are built on. It carries the other ingredients and has no safety concern.

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Coconut OilWatch if sensitive

A rich, solid-at-room-temperature oil that deeply softens dry skin and hair. It is well tolerated overall, but its high lauric acid content is considered comedogenic by many dermatologists, so it can trigger breakouts in people who are acne-prone.

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Soybean OilGenerally safe

A nutrient-rich carrier oil from soybean seeds containing linoleic and linolenic acids essential for barrier function. Phytoestrogen content is present but not absorbed systemically from topical application, graded low concern by regulatory assessments.

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Shea ButterWatch if sensitive

A rich plant butter pressed from shea tree nuts, valued for softening and cushioning dry skin. It is generally well tolerated, though very rare allergic reactions have been reported and people with tree nut allergies who are cautious may want to patch test first.

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Stearic AcidGenerally safe

A naturally occurring fatty acid (also made in the body and found in many foods) used to thicken lotions and help stabilize cleansing bars. It is one of the most well-studied emollient ingredients and is not a meaningful irritant at cosmetic use levels.

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Isopropyl MyristateWatch if sensitive

A synthetic ester used to thin out heavy formulas and help other ingredients absorb faster. It is considered safe as used by CIR, but it has a reputation among acne-prone users for feeling occlusive on skin, so people who clog easily may prefer to patch test or choose lighter alternatives.

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Propylene GlycolCommonly feared, low concern

A small humectant and solvent molecule that helps other ingredients dissolve and helps skin hold water. It is one of the most studied cosmetic ingredients and is considered safe at the concentrations used in personal care products.

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Cetyl AlcoholCommonly feared, low concern

A fatty alcohol used to soften skin and stabilize creams. Despite the name, it does not dry the skin.

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Cocoa Seed ButterWatch if sensitive

A rich, solid-at-room-temperature butter extracted from cocoa seeds, valued for its intense emollient and conditioning properties. While generally well tolerated, it carries a higher likelihood of comedogenicity, so people with acne-prone skin may want to opt for lighter alternatives.

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Tocopheryl AcetateCommonly feared, low concern

A more stable, esterified form of vitamin E used as an antioxidant and skin-conditioning ingredient. It is a different substance from the vitamin E acetate implicated in vaping-related lung injury, which involved inhaling the oil, not applying it topically to skin.

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Macadamia Seed OilWatch if sensitive

A lightweight carrier oil expressed from macadamia nuts, rich in oleic acid and similar in composition to skin lipids. Very well tolerated in cosmetic use, though individuals with tree nut allergies who are cautious may want to patch test.

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Sweet Almond OilWatch if sensitive

A nutrient-rich oil pressed from sweet almond kernels, used to soften and condition skin. It is generally well tolerated, though people with tree nut allergies should patch test first, as it can rarely trigger allergic reactions.

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Aloe VeraGenerally safe

A plant-derived water or extract used mainly as a soothing humectant filler. Evidence for dramatic skin benefits beyond mild hydration and soothing is limited, but it is well tolerated by most people.

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TriethanolamineGenerally safe

A pH buffer that neutralizes acidic ingredients to maintain a skin-compatible formulation pH. Decades of safety data and modern manufacturing practices support its use at cosmetic concentrations.

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PhenoxyethanolCommonly feared, low concern

A widely used preservative, safe at the legal limit of 1% or less. Often the "paraben-free" replacement.

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EthylhexylglycerinGenerally safe

A glycerin derivative used as a skin conditioner and preservative booster, often paired with phenoxyethanol to allow lower total preservative levels. It has a low irritation and sensitization profile in safety reviews.

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CarbomerGenerally safe

Carbomer is a synthetic polymer used purely to thicken and stabilize gels and lotions, with negligible skin penetration due to its large molecular size. Safety reviews have found low toxicity and minimal irritation potential even in leave-on use.

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GlycerinGenerally safe

A humectant that draws water into the skin. One of the best-studied, best-tolerated ingredients in personal care.

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PEG-100 StearateCommonly feared, low concern

A PEG-based emulsifier that blends oils and water in formulas. It is a workhorse ingredient in stable emulsions and is approved for cosmetic use. Well tolerated.

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Pentylene GlycolGenerally safe

Pentylene glycol is a humectant and solvent that also offers mild antimicrobial support in formulas. It is generally well tolerated, with only rare reports of irritation, mostly in already sensitive or compromised skin.

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Tetrasodium EDTACommonly feared, low concern

Tetrasodium EDTA is a chelating agent that binds trace metal ions to keep formulas stable and help preservatives work better. It has circulated online as a supposed "toxic" additive, but decades of safety review support its use at cosmetic concentrations.

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Hexylene GlycolGenerally safe

This small glycol is used to thin out formulas and help preservatives work better, similar in role to propylene glycol and butylene glycol already in wide use. Industry and EU safety reviewers have set purity and concentration conditions for its use rather than restricting it outright, and no consumer-relevant hazard has been established at typical cosmetic levels.

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1,2-HexanediolGenerally safe

A glycol used very widely in Korean and Western skincare as a lightweight humectant, solvent, and gentle preservative-booster, often in place of traditional preservatives. It has a low reported irritation rate at use levels and is graded low concern in published assessments.

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FragranceWatch if sensitive

An undisclosed scent blend that can contain dozens of components. The single most common cause of cosmetic contact allergy, and the blend is not itemized, so you cannot see what is in it.

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Benzyl AlcoholWatch if sensitive

A common preservative and fragrance/solvent ingredient found naturally in many essential oils. It is well tolerated by most people at the levels used in cosmetics, but it is one of the 26 EU-designated fragrance allergens and can trigger reactions in people with an existing sensitivity.

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Benzyl BenzoateWatch if sensitive

A fragrance fixative and solvent found naturally in balsams and used to help scents last longer. It is one of the 26 EU-designated fragrance allergens, with documented but uncommon contact sensitization.

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CoumarinWatch if sensitive

A sweet, hay-like fragrance ingredient naturally found in tonka bean and lavender. It is one of the 26 EU-designated fragrance allergens and is also subject to an EU maximum concentration limit in finished cosmetic products.

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Note: this product hides its scent as an undisclosed “fragrance/parfum” blend, so its specific allergens are not on the label.

Lower-concern alternatives

Same category, higher PlainScore.

Compare Coconut Oil Formula Body Lotion against anything we have scored →

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Cosmetic information for general education, not medical advice. Concern ratings are evidence-graded and cited on each ingredient page. See how we score.